Notice by the People's Bank of China, the China Banking and Insurance Regulatory Commission, the Ministry of Finance, the National Development and Reform Commission, the Ministry of Industry and Information Technology and the State Administration for Market Regulation of Further Increasing the Support for Deferment of Principal and Interest Repayments for Loans Granted to Micro and Small Enterprises,北大法宝V6

Notice by the People's Bank of China, the China Banking and Insurance Regulatory Commission, the Ministry of Finance, the National Development and Reform Commission, the Ministry of Industry and Information Technology and the State Administration for Market Regulation of Further Increasing the Support for Deferment of Principal and Interest Repayments for Loans Granted to Micro and Small Enterprises

[CLI Code] CLI.4.5142917(EN) Statement

Document Number：No. 252 [2022] of the People's Bank of China
Area of Law： Loan General Provisions on Enterprises
Level of Authority： Departmental Regulatory Documents
Date Issued：11-08-2022
Effective Date：11-08-2022
Issuing Authority： People's Bank of China China Banking and Insurance Regulatory Commission Ministry of Finance State Development & Reform Commission (incl. former State Development Planning Commission) Ministry of Industry & Information Technology State Administration for Market Regulation
Status： Effective

Notice by the People's Bank of China, the China Banking and Insurance Regulatory Commission, the Ministry of Finance, the National Development and Reform Commission, the Ministry of Industry and Information Technology and the State Administration for Market Regulation of Further Increasing the Support for Deferment of Principal and Interest Repayments for Loans Granted to Micro and Small Enterprises
中国人民银行、银保监会、财政部、发展改革委、工业和信息化部、市场监管总局关于进一步加大对小微企业贷款延期还本付息支持力度的通知

Since 2020, the People's Bank of China (“PBC”) and other departments have, in accordance with the decisions and arrangements made by the CPC Central Committee and the State Council, issued and implemented policy of phased principal and interest repayments for loans granted to micro, small and medium-sized enterprises, effectively easing the pressure on the capital turnover of micro, small and medium-sized enterprises. For the purposes of increasing the support for micro and small enterprises and other market participants, thoroughly and effectively implementing a package of policies and continuation policies to stabilize the economy, and encouraging banking financial institutions to negotiate with enterprises on deferment of principal and interest repayments for the loans granted to micro and small enterprises which mature in the fourth quarter of 2022 in a market-oriented way, you are hereby notified of the relevant matters as follows:
2020年以来，按照党中央、国务院决策部署，人民银行等部门出台实施了中小微企业贷款阶段性延期还本付息政策，有效缓解了中小微企业资金周转压力。为进一步加大对小微企业等市场主体支持力度，深入落实好稳经济一揽子政策和接续政策，对于2022年第四季度到期的小微企业贷款，鼓励银行业金融机构按市场化原则与企业共同协商延期还本付息。现就有关事宜通知如下：

I. Adhering to the principle of being market-oriented and law-based, and vigorously supporting the deferment of principal and interest repayments for eligible micro and small enterprises
一、坚持市场化、法治化原则，积极支持符合条件的小微企业贷款延期还本付息