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Measures for the Administration of the Disclosure of Information on Personal Insurance Products Not Yet Effective


  • Measures for the Administration of the Disclosure of Information on Personal Insurance Products
  • 人身保险产品信息披露管理办法

  • (Issued by Order No. 8 [2022] of the China Banking and Insurance Regulatory Commission on November 11, 2022 and shall come into force on June 30, 2023)
  • (2022年11月11日中国银行保险监督管理委员会令2022年第8号公布 自2023年6月30日起施行)

  • Chapter I General Principles
  • 第一章 总 则

  • Article 1 For the purposes of regulating the information disclosure behavior of personal insurance products, promoting the sound and sustainable development of the industry, and protecting the legitimate rights and interests of insurance applicants, the insured and beneficiaries, these Measures are developed in accordance with the Insurance Law of the People's Republic of China and other laws and administrative regulations.
  •   第一条 为规范人身保险产品信息披露行为,促进行业健康可持续发展,保护投保人、被保险人和受益人的合法权益,根据《中华人民共和国保险法》等法律、行政法规,制定本办法。
  • Article 2 For the purpose of these Measures, “personal insurance” shall include life insurance, annuity insurance, health insurance, accident insurance, etc., if classified by insurance type; and shall include ordinary type, dividend type, universal type, unit-linked type, etc., if classified by design type. If classified by insurance period, it shall include personal insurance for not less than one year and personal insurance for less than one year.
  •   第二条 本办法所称人身保险,按险种类别划分,包括人寿保险、年金保险、健康保险、意外伤害保险等;按设计类型划分,包括普通型、分红型、万能型、投资连结型等。按保险期间划分,包括一年期以上的人身保险和一年期及以下的人身保险。
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